Our Services

Retirement Planning

• Many of our clients are within 15 years of retirement or retired, so helping our clients grow and preserve their nest egg is a daily priority and focus for us.

• We help them answer questions like “How much is enough?”, “How long will it last?”, “How do I get there?” by creating financial & retirement income projections
  to let our clients know whether their investment plan is on target to fund their desired lifestyle. 

Estate Planning

• We are committed to helping our clients plan for the unexpected and provide the peace of mind that their families and loved ones are provided for adequately.

• We work with qualified and experienced legal professionals to ensure that your assets are transferred to your beneficiaries in the most tax and cost effective way. 

Tax Efficiency/Optimization

• Tax efficiency is an important consideration for building wealth.

• By minimizing and deferring tax on non-registered investments, you can build your wealth faster, and that’s why we design portfolios to minimize taxes and
  maximize potential returns. 

Mortgage Planning

• As your financial advisors, we can help you prepare for your mortgage meeting by identifying and clarifying how a mortgage impacts your family’s financial goals, and assist you in answering questions such as “Variable or Fixed Rate Mortgage?” or “Do I need mortgage insurance?” 

• If required, we can recommend an experienced mortgage specialist who can assist you with determining the most suitable mortgage for your needs.

Portfolio Review

• Are you happy with the attention that you are receiving from your current financial institution?

• Have investment fees ever been disclosed and fully explained to you?

• Are you tired of dealing with someone new on a regular basis?

• We believe in educating our clients about their investment portfolio so that they have a clear understanding of what they are doing, why they are doing it
  and at what cost. 

Investment Strategy

• We’ve always believed that protecting your wealth is as important as growing it. By asking the right questions and taking the time to understand your needs and concerns, we can help you play “offense” and “defense” effectively.

• We engage professional investment teams who have proven track records during both good and bad markets who will provide a more consistent investment experience for our clients.

Insurance & Risk Management Planning

• Many insurance agents can only offer their employer’s policies, which means limited choice for you.

• As insurance advisors with no such restrictions, we can help you access insurance policies from any of the largest and most financially stable
  insurance companies in Canada.

• Additionally, as your financial advisors, we can do a “Needs Analysis” to determine the most appropriate type of coverage for your situation and goals.

Business Succession Planning

• Succession plans are commonly associated with retirement. However, another important function of a succession plan to prepare for the unexpected.

• We can help you navigate through the sequence of logistical and financial decisions about who will take over your business in order to maximize your
  personal financial security.

Cash Flow and Debt Management 

• We take our clients through a planning process to help them understand where their money is going, how they can improve systematic savings, and how to pay off your debts in the most effective manner.

• We are committed to helping you implement a disciplined and systematic plan to help you save more money and pay off your debts faster. 

What Our Client Is Saying

Questions? If you would like more information or would like to learn how we can assist you in achieving your financial goals, please contact us.